Do I need to take out travel insurance for my winter vacation?

Do I need to take out travel insurance for my winter vacation?
travel and winter vacation insuranceThis year you have decided to take a winter vacation. You have chosen to face the cold to discover the magical landscapes that always make you dream. But have you thought about purchasing travel insurance?

Traveling in a cold country

Whether you go to Italy or Switzerland, Finland or Norway, you will discover countries which are used to the cold and which will share their love of winter with you. A sleigh ride or a cross-country skiing trip will quickly remind you that nature is all around you and that you should enjoy it without delay.

As with any trip away from home, it's important to have good travel insurance, especially since on winter vacations the chances of getting sick or having an accident are much more common.

If your travel costs are high, it is all the more important to take out a contract that includes a cancellation clause. Indeed, if you cannot leave in the end, for a reason included in the contract, you will be reimbursed for your travel expenses in full. On the one hand by the travel agency which applies its reimbursement scale, and on the other hand by the insurance company which comes up to 100% in addition to this reimbursement.

Discover the optional cancellation guarantee included in our Globe Traveler travel insurance contract.

Cold weather unfortunately also means increased risk of disease. Going on a winter vacation in a cold country requires preparation. Viruses are actually more resistant in cold weather and cases of the flu, bronchitis, colds or angina, and even gastroenteritis are much more important. Here too, good health insurance may be essential to cover your doctor's costs, drugs, X-rays, analyzes, etc.

The practice of winter sports

Winter sports often rhyme with skiing. And yet, even if board sports such as skiing and snowboarding remain the most popular, there are other winter sports which tend to develop.

If snowbiking and snow mountain biking provide great sensations, the sports that the whole family can practice together remain timeless: Snowshoeing or cross-country skiing to discover nature, and of course ice skating, that the we always appreciate whatever his level.

In order for incidents related to these sports to be dealt with, they must be practiced as a leisure activity. In general, in your insurance contract, it is important to know all the exclusions related to winter sports.

In our Globe Partner contract, board sports are not covered if they are practiced professionally or during official competitions or training organized by a sports federation. Likewise, the practice of these off-piste sports is also not covered. Mountaineering, competitive tobogganing, and aerial sports are also some of the sports that are not supported. Paragliding is therefore a sport that you can only practice at your own risk.

If you wish to be covered during the practice, for leisure, in high-risk sports, you can take out our Globe Traveler contract and choose the "High-risk sports" option.