What insurance to take for a trip or an expatriation in the United States?

What insurance to take for a trip or an expatriation in the United States?
panorama New YorkThe United States is one of the favorite destinations of the French, and it's not difficult to understand! From sunny California to bustling New York City, Florida theme parks, famous Route 66 and magnificent national parks, the United States is a dream for travelers of all kinds and ages.

If you too want to live the American dream, you will need to make some preparations. Between your suitcase and your passport, don't forget another essential: good insurance for the United States!

While you will be extremely well cared for in the United States, it should also be taken into account that this is the country with the highest cost of medicine in the world; and that your credit card is one of the first things you will be asked to check in at a hospital!

The price of medicine in the United States varies a lot from state to state, but on average you will cost between $ 150 and $ 200 to see a general practitioner. If you need to go to the emergency room, you will be asked for a deposit of $ 1,000 to $ 3,000 before you are admitted. Finally, if you have to undergo a "simple" hospitalization, such as having the appendix removed, your bill goes up! There are prices ranging from $ 14,000 to over $ 60,000 depending on the city!

Taking out good travel insurance to cover your care is therefore an essential precautionary measure. Here are some tips for choosing the health insurance for the United States that best suits your visa or status.

Travel insurance for tourists to the United States

Visiting the United States for sightseeing promises a stay that you will remember for a long time. However, the holidays can quickly be ruined by minor injuries (slight injuries, insect bites ...) or more serious emergencies (accident, illness requiring emergency care, etc.).

In the event that your stay was purchased using your credit card, it is likely that travel insurance is already included. However, it is also possible that this insurance does not meet your needs or does not provide sufficient coverage. It is therefore important to inform yourself before leaving. To be sure that your credit card insurance is sufficient, you can read our article: our points to check before going on a trip with your credit card insurance.

The best way to get away from it all is to purchase travel insurance. In addition to covering your medical and hospital costs on site, travel insurance can also organize your repatriation if necessary, and offer civil liability coverage as well as legal assistance. Something to be reassured and leave quiet!

Discover our Globe Traveler contract, which covers you for your trips to the United States; whether it is a vacation of a few days as well as a stay of several months.

A trip to the United States is also a big budget, and it will be a shame if you cancel your savings not returned to you. By subscribing to a cancellation guarantee on the day of purchase of your trip, your vacation will be reimbursed to you in the event that it must be canceled.

Health insurance for students and interns in the United States

Doing your studies or an internship in the United States is the opportunity to study in prestigious institutions, to learn and master English but also to discover American culture and, why not, prepare a career in English. 'international.

To obtain a student visa in the United States, you may need health insurance that covers your care on site as well as your repatriation to your country of origin.

Our Globe Traveler contract, in addition to essential guarantees such as medical costs, hospitalization and repatriation, offers guarantees specially designed for students, such as civil liability for objects entrusted during internships or the option of interruption of study, which covers your tuition fees if you can no longer attend classes. A really interesting guarantee if you have the chance to study at famous universities where the cost of tuition is very high.

Insurance for au pair stays and language stays in the United States

Going to the United States for a language stay or an au pair stay is a memorable experience, which will allow you to touch American culture while improving your English. If you go through a specialized travel agency or an employment agency, your insurance may already be included in the offer offered by your tour operator.