Choose between third-party or all-risk coverage

Auto insurance formulas revolve around two types of contract:

- third party insurance is based on civil liability (minimum legal coverage). It can be interesting when the value of the vehicle does not justify maximum coverage, and makes it possible to meet legal obligations while controlling your budget.
Third party insurance means damage to third parties is covered, and your passengers are covered too. Your vehicle can also be covered for glass breakage, theft, fire and weather conditions as an option.
But our policies ensure that you are still compensated in the event of bodily injury thanks to the personal protection that protects the driver.

- all-risk insurance allows you to drive with complete peace of mind. It is the most comprehensive insurance in terms of coverage, whether for driver protection or vehicle protection. It is recommended for all types of vehicles, whether new or older.

Formulas adapted to each budget

Because every driver and every vehicle is different, AÉSIO Mutuelle offers four levels of coverage.

    Mini - Formula 1

Adapted to small budgets, this cheap car insurance covers the mandatory minimum and includes personal protection for the driver that covers him in the event of injury: the protection of the driver and his passengers, his civil liability, criminal defense and recourse, l 0 km or 25 km assistance and victim support.

It also offers optional guarantees such as broken glass and a natural disaster guarantee.

     Eco - Formula 2

In addition to the guarantees of the first formula, it incorporates theft, fire and glass breakage while having a good quality / price ratio.

With Eco insurance, you are also covered for weather events such as hail damage, or risks such as natural and technological disasters.

Your loyalty is rewarded, the deductible is degressive. The amounts of the deductibles are reduced every year without loss. Up to € 0 deductible after 5 years without a claim. This formula is already great!

    All risks - Formula 3

This very comprehensive warranty allows you to drive with complete peace of mind.

By opting for comprehensive insurance, benefit from comprehensive and innovative guarantees that provide you with wider compensation in the event of a claim (theft, collision, broken glass, etc.) whether you are responsible or not, and whether the third party is identified or not .

Even the collision with a wild animal is foreseen, without application of penalties or deductibles!

The declining deductible is included, of course.

    All risks - Formula 4

This formula is a premium version of the all risks guarantee (F3). For demanding and far-sighted drivers.
For example, it provides for 0 km assistance and the loan of a replacement vehicle, a great lifetime bonus, compensation for the purchase value of your car in the event of fire, theft or accident (inform -you on the conditions) or an extendable warranty on the contents of your car, up to € 5,000.

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