Personal auto insurance
Comprehensive auto insurance at the right price
1,500
COMPANIES
OPERATE IN
ASSURANCE
AUTO
HOW TO CHOOSE HIS CAR INSURANCE ?
Having auto insurance is an obligation in France and around 1,500 companies operate in this market. How to choose your auto insurance company? What are the points to watch between the extent of the risks covered, the amounts of the deductibles, loyalty bonus, assistance 0 km or not… and of course the amount of the premiums?
IMMEDIATE QUOTE
What are the key points to consider for your auto insurance?
Choosing your car insurance isn't just about looking for a low price. The guarantees offered must be sufficiently comprehensive and above all adapted to your own situation. It is also important to check the conditions of application of the guarantees. Higher deductibles in the event of theft, broken glass ... allow you to obtain lower contributions, more advantageous if you are a "good" driver!
Civil liability
This is the essential clause of any auto insurance contract and which justifies its mandatory nature
It covers your liability in the event of a responsible accident, in particular in the event of dramatic consequences for the injured third party (s)
It is supplemented by criminal defense and recourse following an accident and by driver protection. In the event of an accident resulting in bodily injury, it guarantees the payment of a capital
Damage all accidents
This optional guarantee insures your own vehicle in the event of a responsible accident
It is important to take this option if your vehicle is new or still has sufficient value.
Otherwise, in the event of a responsible accident, the injured third party will be well compensated. But you yourself will not receive anything for the loss of your vehicle
Additional guarantees
Storm, snow, hail
Natural and technological disasters
Fire, theft
0 km assistance and loan of a replacement vehicle ... are not systematically part of the basic guarantees of your car insurance
Franchises
Higher or lower deductibles may apply in the event of broken glass, theft or a responsible accident
Their amount should be carefully analyzed as well as their possible conditions of deletion.
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