What insurance for my electric car?

 What insurance for my electric car?


You have decided to embark on the electric adventure and need to insure your new vehicle. How to choose your insurance contract for your electric car? What are the advantages and disadvantages of the electric car? How to select your guarantees? What points of vigilance? We give you the keys to driving electric with confidence.

    The electric car, an increasingly popular choice
    Electric vehicle: advantages and disadvantages
    Insuring an electric car: which car contract to choose?
    Some points to watch out for when purchasing auto insurance

electric car insurance
The electric car, an increasingly popular choice

Even if it remains very much in the minority compared to thermal cars, electricity is constantly increasing and this can be measured at the charging stations open to the public. The state has pledged to install 7 million by 2030.
Electric vehicle: advantages and disadvantages
The electric car combines softness and ecology

There are some advantages to owning an electric car:

    Pleasant and quiet driving
    Less expensive maintenance (no oil change, no filter)
    Clean vehicle that does not release CO2 into the atmosphere

A downside: autonomy to improve.

The main obstacle to buying an electric car is range. It is between 100 and 150 km for most models, with theoretical peaks of 400 km for some. The other problem is the charging time: half an hour on a fast terminal, but several hours on a domestic outlet.

Note: electric vehicles can be sold with a battery included or leased. In the latter case, the cost of purchasing the vehicle is lower but you have to pay monthly rent.
 
Insuring an electric car: which car contract to choose?

As is the case for cars with combustion engines, the Civil Liability guarantee is the only guarantee required by law in order to be able to drive. It covers damage caused to others in a responsible accident, whether physical or material. It is systematically included in all third party insurance.
 

All-risk insurance offers comprehensive protection. It covers your material damage whether or not you are responsible for it.
Vigilance point on the battery

Comprehensive insurance is particularly recommended for electric vehicles, especially if you rent the battery. In the event of an accident, if the battery is damaged or destroyed, comprehensive insurance will allow you to reimburse the manufacturer for this battery, which is expensive.