You terminate your contract when it expires when you have not been informed within the time limits of your option to terminate

 

Your insurer must remind you with your expiry notice of the deadline for terminating your contract at least fifteen days before the deadline for sending your mail. If the notice of expiry has not reached you or if it was sent to you less than fifteen days before the deadline for exercising the right of termination, you benefit from an additional period.

 

1st case: your contract expires on January 1, your notice is two months, so you must give it before October 30. If the deadline notice was sent to you after October 15, you have twenty days from the date of sending this letter to send your termination letter. Remember to attach a copy of the envelope containing the notice of deadline.

 

2nd case: the deadline falls on April 1, but you have not received any mail informing you of your right. You can terminate your contract without notice from April 1 (termination takes effect the day after the date shown on the envelope). Know that you are liable for the contribution corresponding to the period during which the risk ran.

 

recommended letter with receipt note

 

Dear,

 

(1st case) Pursuant to article L. 113-15-1 of the Insurance Code, it is your responsibility to send the insured a notice of expiry fifteen days before the deadline for termination of the contract. However, this notice was only sent to me on (date of dispatch) instead of (deadline for exercising notice less fifteen days). I am therefore entitled to request termination for twenty days from the sending of your mail (attach a copy of the envelope containing the notice of expiry).

 

(2nd case) Pursuant to article L. 113-15-1 of the Insurance Code, failure to send information on the deadline for exercising the right of termination entails the possibility for the insured ( e) to terminate his contract at any time, starting from the expiry date. However, I have not received the notice of expiry informing me of the deadline for exercising my right of termination.

 

I hereby inform you of my intention to terminate my insurance contract taken out under number (reference) as from (1st case) of its expiry date, that is ...

 

(2nd case) of the day after the date of dispatch of this present, that is to say…

 

Please accept, Madam, Sir, the expression of my best regards.

 

(Signature) 28

Post a Comment

أحدث أقدم