My bank card as travel insurance?

 My bank card as travel insurance?

Many travelers believe that their credit card covers them abroad, regardless of the country or the situation they face. Please note, we advise you to check the conditions of your contract. If like many people you don't feel like reading the small lines, call your bank directly.

If you purchased your trip with a credit card, travel insurance may be included automatically. However, in the majority of cases this "free" travel insurance is much less effective than the travel insurance offered by specialists and the guarantees are often limited (find out more about the travel insurance for your credit card).

Before taking out travel insurance, we advise you to take note of the guarantees included in the insurance to which you have already taken out voluntarily or automatically, whether it is that of your bank or other. This will avoid duplicates and adjust your travel insurance according to your needs.

Traveling with insurance
sometimes it is mandatory!

Compulsory travel insurance
In Europe and beyond its borders, some countries require, among other things, valid travel insurance for visa applications, as well as a valid passport to obtain the right to enter their territory. If you are going to Cuba, China, Algeria or Russia, take your precautions because travel insurance is compulsory.

For students going abroad, the host country may also require travel insurance. For people who go abroad under the Working Holiday Program, travel insurance is generally compulsory, for example: WHV Canada, Brazil, Colombia, Mexico ...

Traveling without insurance: “At your own risk”

Certain adventures encountered during your trip can cost you (very) dear, of course, we keep our fingers crossed that nothing happens to you but you never know ... In case of unforeseen circumstances, travel insurance gives you the chances of not getting into debt. So, of course, initially it represents an investment in your travel budget, but it can also represent a real source of savings and a significant service.

When it is not mandatory, you are free not to take out travel insurance, however, we strongly recommend it. If you travel without insurance, as the saying goes, it is "at your own risk"!

For travelers who wish to benefit from the advantageous guarantees of their travel insurance without inflating the bill of their vacation,
we've got you covered!

We offer travel insurance that meets your needs. Our Globe Partner contract, for example, covers (for real!) Your medical and hospital costs abroad. It includes a Civil Liability “private life” and repatriation guarantee. The contract can be taken out for a period of up to 12 months, all for one of the best value for money on the market. What to go on vacation REALLY quiet!

The choice of whether or not to take out travel insurance should be carefully considered. If you are still in doubt, we hope this article will help you make the right decision. Of course, you don't always have to take out travel insurance, but as they say ... it doesn't just happen to others!

So, is travel insurance a good idea or a bad idea?